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I challenge you to find a better view and waterfront setting for less. Situated on one of the widest canals in Southwest Cape Coral with perfect western exposure for year-round sunsets, this Gulf access pool home offers exceptional water views and a truly rare waterfront setting. Straight out the back of the home, water views exceed 200 feet wide, expanding to nearly 500 feet across the Faye Canal Basin - creating an open, unobstructed backdrop that is difficult to replicate. Positioned on a pie-shaped lot with approximately 125 feet of water frontage, more than 50% greater than a typical Gulf access property, the location significantly enhances both the width and depth of the water views compared to surrounding homes. Not one but two docks (one with lift) provide outstanding flexibility for boating, fishing, or waterfront entertaining. This property also checks all of the critical peace-of-mind boxes, including a newer roof (2020), whole-house generator with 500-gallon buried propane tank, accordion hurricane shutters, whole-house PEX replumb completed in 2024, and a new A/C system installed in 2024. Importantly, the home has never experienced flooding during any hurricanes, a significant and reassuring distinction. Inside, the home offers nearly 2,000 square feet with 3 bedrooms and 2 bathrooms, including a pool bath, blending comfort and functionality. The kitchen has been recently refreshed with quartz countertops and updated stainless steel appliances, while the family room features a large wood-burning fireplace for those cooler Florida evenings. The screened lanai and pool area connect seamlessly to the water, reinforcing a true indoor-outdoor waterfront lifestyle. Priced to sell following $79,000 in price reductions, the home also features a rare 2.25% assumable loan with approximately $350,000 remaining (subject to buyer qualification). Compared to financing at current market rates, the potential long-term interest savings could exceed $300,000, creating an exceptional financing opportunity for qualified buyers. With exceptional canal width, long basin views, expanded water frontage, dual docks, major system upgrades already completed, and attractive assumable financing, this home represents a rare opportunity to secure a premium Gulf access lifestyle in one of Cape Coral’s most desirable waterfront settings.
Property Details
Price: $599,000
Sq Ft: 1,971
($304 per
sqft)
Bedrooms: 3
Bathrooms: 2
City: Cape Coral
County: Lee
Type: Single Family
Development: Cape Coral
Acres: 0.2400
Virtual Tour/Floorplan:
View
Year Built: 1989
Listing Number: 2026005575
Status Code: Pending
Taxes: $5,091.02
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Furnished
Pets Allowed: Yes
Interior Features:
Fireplace
Foyer
Smoke Detectors
Volume Ceiling
Walk- In Closet(s)
Amenities:
None
Financial Information:
Taxes: $5,091.02
Tax Year: 2025
Exterior Features:
Boat Dock Private
Boat Lift
Composite Dock
Concrete Dock
Dock Included
Elec Avail at dock
Screened Lanai/ Porch
Storage
Equipment:
Dishwasher
Disposal
Dryer
Microwave
Refrigerator/ Freezer
Self Cleaning Oven
Washer
View:
Y
Waterfront Description:
Basin
Canal Front
Navigable
Seawall
Additional Information:
Building Description: Ranch, Single Family
Community Type: Boating, Non- Gated
MLS Area: Cape Coral
Total Square Footage: 2,411
Total Floors: 1
Water: Assessment Paid, Central
Construction: Concrete Block, Stucco
Date Listed: 2026-02-01 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Equipment Stays, Electric Heat, Screen Enclosure
Furnished: Furnished
Parking: Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Fireplace: Y
Storm Protection: Shutters - Manual
Security: Smoke Detector(S)
Laundry: Laundry In Residence
Irrigation: Assessment Paid, Reclaimed
Pets: Yes
Restrictions: No Commercial, No R V
Maintenance: None
Rear Exposure: W
Lot Desc.: Irregular Lot, Oversize
Amenities: None
Map of 3022 28Th Ave Sw, Cape Coral, FL 33914
Listing Courtesy Of: Wunsch Realty Inc
jonwunsch@hotmail.com